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Employee Health Benefits
General Information

Miami Dade College offers its employees the option of membership in the Aetna Open Access HMO or Aetna Choice POS (Open Access) plan. Individual Employee coverage under the HMO is fully paid for by the College. In 2009, employees choosing the POS plan will pay $91.45 per check toward their individual employee coverage. Those who wish to enroll their families must pay the cost of dependent coverage. If selection of a plan is not made by the effective date, the new employee will be defaulted to the Health Options (HMO) single coverage. To speak to an Aetna representative regarding HMO or POS coverage, you may call this toll free number: 800 323-9930.

Please remember that employees hired on or after January 1, 2008 must remain enrolled in the HMO health insurance plan for one continuous year. These employees will be eligible to change health insurance plans during Open Enrollment, October 2009, effective January 2010.

Dependents include spouse or domestic partner; and children up to the age of 30. Although dependents over the age of 25 up to 30 may be included in the coverage of an employee, final regulations are still pending from the Florida State Department of insurance. Further information, when available, will be updated on our website. See Dependent Eligibility information below.

Married couples who are both employed by the College and who have dependents, may elect to have individual coverage paid for by the College and pay only the difference between the cost to the College for the couple and the cost for family coverage. It is the responsibility of the employee to notify Human Resources of his/her eligibility for this reduced premium. Full details may be obtained in the College Human Resources Office.

Select the Health Program in which you wish to enroll very carefully. Once your membership in the program begins, no change in the program may be made until an annual open enrollment period is offered. In order to make any changes, notification to the Benefits Department will be required within thirty-one (31) days of a qualifying event. Example of qualifying events include:

  • Marriage or Divorce
  • Birth of a child or adoption
  • Death
  • Loss of prior coverage
  • Eligibility for coverage under a new plan

Dependent Eligibility:

  • The child is 25 years old or under (the child will be covered up to 12/31 of the year he/she is turning 25)
  • The child is dependent upon the policyholder or certificate holder for support
  • The child is living in the household of the policyholder or certicate holder o r the child is a full-time or part-time student
  • The child does not have insurance coverage under any private or public insurance plan
  • New regulations regarding coverage for dependents between age 25 and 30 is being reviewed through the State of Florida department of insurance. We will post an update on this website when more information is available.
For additional information, click on the links below:
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