Miami Dade College

Virtual College

Financial Services

Overview

The Financial Services program is designed to meet the needs of students who plan to seek employment with commercial banks, stock brokerage companies and related financial organizations. It is also planned for students who are currently employed and desire advancement to positions of greater responsibility with financial organizations. This program meets most of the requirements for the American Institute of Banking diploma/certificates.

There is only one A.S. program in Financial Services with three specialization options. Students may select from one of the three options, but the A.S. in Financial Services will be awarded to the student only once.

An associate degree can make a big difference in your life. The U.S. Department of Labor reports that individuals with associate degrees earn 21 percent more than those with only a high school education.

Please note that some of the courses in this program have a Gordon Rule writing requirement.

General Education Requirements

  1. Communications (3.00 credits)

    This is the first required general core course in college-level writing. The student will learn to compose essays and other works using various methods of development. Prerequisites: The grade of 'S' in ENC0025 and/or REA0017 or appropriate placement test score. (3 hr. lecture)
  2. Oral Communications (3.00 Credits)

    This course provides students with the oral communications skills necessary for success in personal, professional and educational settings. Students will learn through the study and experiential practice of interpersonal communication, presentational speaking and group dynamics of communication andbe able to use them effectively. (3 hr. lecture)
  3. Humanities (3.00 credits)

    This is a foundation course in philosophy. Students will learn critical thinking skills and will study major theories of ethics. Students will use methods of effective reasoning to reflect critically upon their values, ethical standards, and the ethical permissibility of topics such as euthanasia, animal rights, and environmental ethics. Prerequisite. ENC1101 (3 hr. lecture)
  4. Behavioral/Social Science (3.00 Credits)

    This is an applied psychology course which emphasizes understanding of the principles of effective human behavior and applying these to the areas of personal awareness, interpersonal relations, communication, and work/career development. Students will learn strategies to apply these principles in both their personal and professional lives. (3 hr. lecture)
  5. Math/Science (3.00 Credits)

    The application of basic statistical methods to business problems. Emphasis is on learning to select the appropriate statistical method of solving a given business problem, applying the chosen method, and interpreting the solution. Prerequisite: Acceptable score on the Algebra Placement test or equivalent; corequisite: QMB2100L. (3 hr. lecture)
  6. Computer Competency

    Test type(s) needed:

    This is an introductory level course that satisfies the College's computer competency requirement. Students will learn essential computer concepts and skills as well as knowledge of how to use, current software applications. Topics include word processing, spreadsheets, database, presentation software, email, Internet, and legal and ethical issues concerning the use of computers and the Internet. (3 hr. lecture; 2 hr. lab)
  7. Major Course Requirements (7.00 Credits)

    Must take 3.0 credits from the following group:

    Accounting for owners equity with emphasis on corporate financial statements. Other topics include plant assets, intangible assets, current and long-term liabilities. ACG2001 and 2011 can be substituted for ACG2021. Prerequisite: ACG2001; Corequisite: ACG2011L. (3 hr. lecture)

    An introduction to financial accounting concepts and analysis with emphasis on corporate financial statements and determination of income. Corequisite: ACG2021L. (3 hr. lecture)
    And

    Must take 1.0 credits from the following group:

    Provides the accounting student with support to achieve the objectives of ACG2011. Corequisite: ACG2011. (2 hr. lab)

    Students will learn to interpret and solve problems related to the financial field. Additional support will be provided to the students in order to achieve the objectives of ACG2021. Corequisite: ACG2021. May be repeated for credit. (2 hr. lab)
    And

    Must take 3.0 credits from the following group:

    An overview of the basic economic concepts and institutions. Students will learn the modern national income formation theory, economic fluctuations, money, banking, monetary and fiscal policy, economic stabilization theory and policy, the public sector, theory of economic growth and development comparative economic systems. (3 hr. lecture)
  8. Program Core Required (31.00 Credits)

    Must take 3.0 credits from the following group:

    Law in relation to the proper conduct of business, including a consideration of the nature and source of law, courts and courtroom procedure, contracts, sales of goods, negotiable instruments and secured transactions. (3 hr. lecture)
    And

    Must take 28.0 credits from the following group:

    Managerial Accounting focuses on the accounting information needs of the various levels of internal management within an organization. Internal responsibility is directed at three major areas of management responsibility: cost determination, planning and control, and long-term decision-making. Prerequisite: ACG2011 and ACG2001 or ACG2021; Corequisite: ACG2071L. (3 hr. lecture)

    Students will learn to interpret and solve problems related to the managerial accounting field. Additional support will be provided to students in order to achieve the objectives of ACG2071. Prerequisites: ACG2021, ACG2021L; Corequisite: ACG2071. Laboratory fee. (2 hr. lab)

    A comprehensive introduction to banking in today's economy. The language and documents of banking, teller functions, deposit function, trust services, bank bookkeeping, bank loans, investments and the bank's role in the community are some primary topics. A.S. degree credit only. (3 hr. lecture)

    The student will learn the theory of markets, price mechanism, production, distribution and resource allocation; application of marginal analysis and equilibrium theory to the price and output decisions of the individual firm in pure competition, monopolistic competition, oligopoly and monopoly; agriculture; labor, rent interest and profits theory; international trade; and the economics of change. (3 hr. lecture)

    The creation, allocation, and utilization of money, and the effect of monetary policy upon individuals, business, national and international economics. This course provides a basis for further study of monetary theory, banking, finance and securities. (3 hr. lecture)

    The basic principles of the stock market as they affect the individual investor in stocks and bonds. Investment in these securities is studied from the standpoint of the short-term and long-term investors. (3 hr. lecture)

    A study of economic and personal goals including personal budgeting, credit budgeting, borrowing money, banking facilities, the nature of investments, life insurance, casualty insurance, home ownership, stocks and bonds, and retirement plans. (1-3 hr. lecture)

    The student will learn the major disciplines of business including general business, business ethnics, forms of business ownership, economics, management and leadership, human relations marketing, information systems, accounting, financial management, money and banking, and business law. (3 hr. lecture)

    The student will learn to analyze the major functions of management. Emphasis is placed on learning how to manage organizations for excellence in both performance and employee satisfaction. Major topics include but are not limited to business ethics and social responsibility, strategic and operational planning, decision making, organization structure and behavior, managing groups and teams, communication and information technology. (3 hr. lecture)

    The marketing management concept of the distribution of goods and services with consideration of market research and analysis, buying and selling, product design, pricing, promotion, transportation, competition, and the responsibilities of the marketing manager. (3 hr. lecture)
  9. Major Course Elective (7.00 Credits)

    Managerial Accounting focuses on the accounting information needs of the various levels of internal management within an organization. Internal responsibility is directed at three major areas of management responsibility: cost determination, planning and control, and long-term decision-making. Prerequisite: ACG2011 and ACG2001 or ACG2021; Corequisite: ACG2071L. (3 hr. lecture)

    Students will learn to interpret and solve problems related to the managerial accounting field. Additional support will be provided to students in order to achieve the objectives of ACG2071. Prerequisites: ACG2021, ACG2021L; Corequisite: ACG2071. (2 hr. lab)

    Accounting application of electronic data processing including the preparation interpretation and use of computer information in financial decision making. Pre-/Co-requisite: ACG2001 or ACG2021. (1-3 hr. lecture)

    This is an introductory level course that satisfies the College's computer competency requirement. Students will learn essential computer concepts and skills as well as knowledge of how to use, current software applications. Topics include word processing, spreadsheets, database, presentation software, email, Internet, and legal and ethical issues concerning the use of computers and the Internet. (3 hr. lecture; 2 hr. lab)

    The student will learn the theory of markets, price mechanism, production, distribution and resource allocation; application of marginal analysis and equilibrium theory to the price and output decisions of the individual firm in pure competition, monopolistic competition, oligopoly and monopoly; agriculture; labor, rent interest and profits theory; international trade; and the economics of change. (3 hr. lecture)

    The creation, allocation, and utilization of money, and the effect of monetary policy upon individuals, business, national and international economics. This course provides a basis for further study of monetary theory, banking, finance and securities. (3 hr. lecture)

    The basic principles of the stock market as they affect the individual investor in stocks and bonds. Investment in these securities is studied from the standpoint of the short-term and long-term investors. (3 hr. lecture)

    A study of economic and personal goals including personal budgeting, credit budgeting, borrowing money, banking facilities, the nature of investments, life insurance, casualty insurance, home ownership, stocks and bonds, and retirement plans. (1-3 hr. lecture)

    Reviews the basic arithmetic processes and covers mathematics and computations used in business including cash and trade discounts, commissions, markup, markdown, depreciation, simple and compound interest and bank discounts, payroll records, taxes, insurance, inventory, analysis of financial statements, statistics (mean, median, and mode), charts and graphs, and consumer applications. (3 hr. lecture)

    Students will learn to interpret and solve problems related to the business field. Additional support will be provided to students in order to achieve the objectives of QMB2100. Corequisite: QMB2100. (2 hr. lab)

Not all courses are offered every term. Please refer to our online schedule of courses each term for listed offerings.