Financial Aid

Terms and Conditions

Please read these Terms and Conditions carefully before accepting your financial aid award(s). By reviewing and accepting your award, you are agreeing that you read and comply with all the terms and conditions listed below. If you want to decline or adjust any of the awards, you must submit a signed statement to the financial aid office.

Financial Aid Awards: The amount and type of aid you have been offered is based on your financial need, the availability of funds at the time that your file was completed, your cost of attendance and enrollment. Awards are based on continued funding from federal, state and institutional sources. You may not receive federal or state aid at multiple Colleges or Universities during the same enrollment period. In addition, you may not receive federal funds in excess of the annual amount set by the Department of Education for the academic year. If you receive excess funds, you will be liable for the overpayment. If you have obtained a prior bachelor's degree or higher from any domestic or foreign institution, you are not eligible to receive any federal, state or institutional grants.

Summer Awards: Enrollment for the Summer semester begins before spring grades are available for review; therefore, students will be awarded financial aid prior to the SAP evaluation at the end of the Spring term. All summer awards are tentative and may be adjusted or cancelled after the spring term grades are posted and the Standards of Academic Progress (SAP) status is determined. If a student does not meet SAP requirements, their Summer awards will be removed.

Enrollment Status: Full-time is twelve (12) credits or more per term. Three-quarter is nine to eleven (9-11) credits per term. Half-time is six to eight (6-8) credits per term. Less-than-half time is one to five (1-5) credits per term. Initial awards are posted based on an estimated full-time status. Your enrollment status for financial aid purposes will be based on your actual enrollment at the end of the drop/add period each term. You must be enrolled at least half time to receive most financial aid awards. Students enrolled in vocational programs will be evaluated in clock hours (hours of attendance/seat time). Failure to attend classes will result in an adjustment to your enrollment level for financial aid purposes.

Attendance: Failure to complete courses may impact your current financial aid award as well as future eligibility as related to Academic Progress (See Standards of Academic Progress Policy). Withdrawing or not attending courses does not remove your financial liability for payment of the course(s). It is your responsibility to withdraw from courses you do not wish to attend prior to the 100 percent refund date reported on your course fee invoice.

Award Proration: This term applies to the adjustment of your financial aid award based on the number of financial-aid eligible credits in which you are enrolled. In general, most awards require a minimum of six (6) credits to be eligible to receive your funds.

This is an example of a Financial Aid Award Notice and proration of the awards* 12 or more credits 9-11 credits 6-8 credits Less than 6 credits
Pell Grant (EFC=0) 2018-2019 $3048 $2286 $1524 $762
Pell Grant (EFC=0) 2019-2020 $3098 $2323 $1549 $775
Supplemental Educational Opportunity Grant (SEOG) $300 $300 $300 $0
Florida Student Assistance Grant (FSAG)

$800 $600 $400 $0
Miami Dade College Grant $800 $600 $400 $0
Summer Miami Dade Grant $800 $800 $800 $0

*To receive year-round Pell Grant funds for 2018-2019 students must be taking a minimum of 6 credits.

Pell Grant: Beginning July 1, 2012, with the signing of the Consolidated Appropriations Act (Public Law 112-74), students are limited to 600 percent (12 terms at full time enrollment or its equivalent) Lifetime Eligibility for the Federal Pell Grant program.

Bright Futures: Commencing with the 2013-14 academic year, you are no longer required to complete an error-free FAFSA prior to receiving a Bright Futures disbursement. You will be required to repay any courses that you drop or withdraw from. Repayment on those courses is required to renew your eligibility for the following academic year.

American Dream Scholarship: Through the American Dream Scholarship, Miami Dade College can make the dream of higher education a reality. The program covers the in-state portion of tuition for two years of courses (60 college-level credits toward an associate degree) excluding special fees for the aviation and culinary arts programs. This award will be applied after all other scholarships, financial aid, grants and Florida Prepaid College Plan funds have been applied. The American Dream Scholarship is not disbursable and will not be applied to other expenses. This award will be adjusted after the first day of classes to reflect actual amount needed toward in-state tuition.

TheDream.US Scholarship: Miami Dade College is a Partner College of TheDream.US. TheDream.US offers scholarships to DREAMers based on demonstrated financial need, academic achievement, and a high motivation to succeed.

MDC Institutional and External Scholarships: All scholarships (institutional and external) are awarded based on the donor's request and all conditions must be met before you can be awarded. These scholarships are part of your award package and cannot exceed your Cost of Attendance (COA. ) You are required to be registered and maintain at least six (6) credits per term (fall and spring) in order to receive an MDC institutional scholarship. If you do not maintain these requirements, the award may be removed and you may be required to repay the award amount. If you receive any financial aid from an outside source (e. g. a private scholarship) that is not included in your award letter, you must inform the Financial Aid Office.

Your awards are subject to change and may be cancelled or adjusted if any of the following conditions apply:

  • You have knowingly provided incorrect or false information.
  • Your enrollment status has changed.
  • The financial aid awarded to you exceeds your Cost of Attendance. (When receiving need-based aid, you cannot receive funds in excess of what it costs to attend school. ) You are required to inform the Financial Aid Office immediately if you receive aid from outside sources.
  • You updated your financial aid application, resulting in a change to your financial aid eligibility (The change could increase or reduce your award. )
  • You are convicted for possession or sale of illegal drugs while receiving Federal aid.
  • You submitted a College/University transcript after your award was processed.
  • Your program of study is an ineligible program.

Important Eligibility Reminders

Program of Study: You must be fully admitted to a degree-seeking program or qualified certificate program of 600 clock hours or more. Changing your Program of Study can negatively impact your financial aid eligibility.

Transcripts: Official transcripts from each institution attended are required for all degree-seeking students. Failure to submit all official transcripts may result in loss of eligibility and removal of your awards. Non-degree-seeking students are not required to submit transcripts and are not eligible for federal financial aid. Please be aware that transcripts submitted after your financial aid has been processed could result in loss of eligibility or removal of your awards, including prior year(s) aid.

Making Changes on your Student Aid Report: The college does not encourage changes on your Student Aid Report after your Financial Aid has been processed. If you need to make changes, please consult with a financial aid administrator. If your personal or financial status change and you think that your eligibility for aid may be affected, consult with a financial aid administrator to determine if you meet the conditions for submitting a correction to the federal processor. Any changes you make may impact your eligibility and awards, or may delay financial aid refunds. If you transfer to another College/University, it is suggested that you remove the Miami Dade College school code(s) from your application when you add the new school code.

Standards of Academic Progress: In order to maintain eligibility, you must remain in good academic standing for financial aid purposes. Standards of Academic Progress is reviewed yearly at the end of the spring term and eligibility is determined from that point for the summer, fall and spring of the next academic year. If you are admitted to a program/plan that is one year or shorter in length, your progress will be determined at the end of every term. The federal rules for Standards of Academic Progress:

  1. Require you to maintain a minimum grade point average.
  2. Require you to complete a minimum number of credits for your total credits attempted.
  3. Limit the timeframe for receipt of aid in relation to your degree requirement.

Failure to meet Standards of Academic Progress requirements will result in the suspension of financial aid eligibility. You may petition to regain eligibility. For details, view our Standards of Academic Progress Appeal Guide page.

Students with approved appeals will be placed on a one-term probationary period. Their progress will be reviewed at the end of the probationary period and at the next evaluation period to ensure students have followed and successfully completed their Academic Plan. If a student did not follow and successfully complete their academic plan, subsequent term awards will be removed.

Developmental Education Courses: You can only receive aid for up to 30 attempted credits for Developmental Education courses from any federal, or state funds, including work study. (Examples of college prep courses include: ENC00XX, ENC000X, REA00XX, REA000X, MAT00XX, MAT000X).

Payment of Fees: Term fees and current financial debts due to the College will be deducted from your financial aid award, except for the earnings from student employment. Financial aid funds that exceed charges will be refunded to you. If your award is less than your fees, it is your responsibility to pay any remaining balance due, before the fee payment deadline, to avoid withdrawal of your course schedule. Each time you add a course, you must check your account status and financial aid award to find out how much you owe. You may be liable for fees for all courses added to your class schedule after the last day of the drop/add. If you enroll in non-credit courses, you should also check your account status and pay any outstanding balances. Non-credit/continuing education courses and audited courses not taken for credit are not covered by financial aid. NOTE: Only courses required to complete the eligible program for the term will be used to compute financial aid eligibility.
Financial Debts: You are responsible for any financial debt owed to the College, including but not limited to fees, tuition, books and balances owed due to changes to your financial aid award. All past due accounts will be sent to a collection agency where added fees may be applied.

Book Advance: Funds are advanced to you to purchase your books. The book advance is not an additional financial aid award and can be used prior to the beginning of each term. If your tuition and fees and the amount you used to purchase your books exceed your award at your current enrollment level, you will be liable for paying the difference.

Financial Aid Disbursements: The College processes refunds to students within two weeks of the 100 percent refund date of the term and weekly after that. (the release of funds will vary based on the 100 percent refund date for each of your classes.) All refunds will be processed through your MDC BankMobile. If you paid your fees with a credit card, the refund (if any) will be credited back to the same credit card account. For more information, see MDC BankMobile: Whats Changing?

Vocational/Certificate Disbursement Information: Federal aid will only pay for the total number of clock hours in the program. Once students have received Federal aid for the total hours in the program, no additional federal aid will be available. Repeated courses or labs in these programs are at students' own expense. Students in a vocational program that is 900 clock hours or more must successfully complete 451 clock hours before they are eligible to receive the next refund. All students must attend 50 percent of the clock hours in their program during the academic year before they are eligible to receive their second refund.

Dropping/Withdrawing: If you withdraw, drop out of school (officially or unofficially) or drop below half-time enrollment, federal regulations mandate that you repay a portion or all of the aid paid to you, even if you have an approved petition for a 100 percent refund. The "Return to Title IV Funds Policy" includes the following financial aid programs: Pell Grant, Supplemental Education Opportunity Grant (SEOG), Teach Grant, Federal Direct Stafford Loan and Federal Direct PLUS Loan. The amount of aid to be returned is based on a formula provided by the U. S. Department of Education. Failure to repay funds due to a federal program may affect future eligibility for aid at MDC or any other College/University you may attend after leaving MDC. NOTE: An approved "Request for Petitions Committee Action-100 percent refund" may not result in a refund to your account.

The Federal Aid and Military Tuition Assistance Programs requires the College to return federal funds to students who fail to earn the full amount disbursed, due to early and complete withdrawal, or when students fail to attend classes for which they register. When either of these conditions occurs, the College is required to calculate the amount of funds you earned, and the amount to be returned to the Department of Education/Agency. Once the calculations are completed, the College returns a portion of the unearned funds it received on your behalf, and also returns your portion. The College will notify you when a return is performed, and depending on the amount being returned, you may be billed for any outstanding debts.

The Federal Aid program requires the College to return federal funds to students who fail to earn the full amount disbursed, due to early and complete withdrawal, or when students fail to attend classes for which they register. When either of these conditions occurs, the College is required to compute the amount of funds you earned, and the amount to be returned to the Department of Education. Once the calculations are completed, the College returns a portion of the unearned funds it received on your behalf, and also returns your portion. The College will notify you when a return is performed, and depending on the amount being returned, you may be billed for any outstanding debts.

Graduates: You will be a non-degree seeking student following graduation and you will not be entitled to any federal/state awards. As a result, the aid for future terms will be removed and a financial debt may be created. If you plan to graduate in the current term, you must inform the Financial Aid Office of your graduation date. You should contact the Financial Aid Office if you plan to re-enroll after you have earned a degree, so we can review your eligibility.

Study Abroad Programs, Transient Students and Concurrent Enrollment: Students enrolled in Study Abroad Programs, or students with an agreement between two schools (concurrently enrolled), may be eligible to receive financial aid. Please visit your Financial Aid Office for more information.

Student Complaint Procedures: Students are advised to work through the complaint and appeal processes at Miami Dade College as the first step in filing a complaint. If the complaint cannot be resolved at the levels listed in the table, then you may send your complaint to the senior executive level of the campus and/or College. For more information, visit our Student's Right and Responsibilities page.

If you believe that your complaint still has not been addressed and you have fully exhausted the College's complaint or grievance procedures, please visit the Florida Department of Educations' College Complaint Procedure Information.

Information Disclosure: The Privacy Act exists to protect your right to confidentiality and limits the College's ability to release information about your financial aid application and the documentation submitted by you, your spouse or your parents. Details of your award package are considered confidential and will not be released to anyone without your written consent. Information released over the telephone will be general. Please visit the Financial Aid Office or the student portal to review your awards. Federal aid, including but not limited to Pell Grant, Federal Direct Subsidized Stafford Loan and Federal Direct Unsubsidized Stafford Loan, must be reported to the National Student Loan Data System (NSLDS).